Category Archives: Insurance

Vacation Protection Plans

You’re ready for your cruise, getting ready to board a plane and in a few short hours get on the ship.  Then you get the dreaded news, your flight will be delayed.  You go to the gate agent to see what options you have but unfortunately, you are not going to make it.

You’ve made it on the cruise, everyone is having a wonderful time when one of your party starts feeling so sick that they go to the doctor onboard.  They are diagnosed with appendicitis and need to get to a hospital immediately.

These are just a couple of the many reasons your trip could be cancelled or interrupted.  I have clients all the time who say “I don’t plan to cancel and everyone is healthy, so let’s skip the insurance.”

The problem is that we don’t anticipate what could happen.  Continue reading

Happy New Year!

Happy New Year to all of our friends, clients and fans (many of you fall into multiple categories)!  We have enjoyed helping you plan your vacations in 2012 and look forward to planning many more trips with you in 2013 and beyond.  We wish you and yours a very happy, healthy and prosperous 2013.

We have a lot to look forward to in 2013.  We will have a couple group sailings – on Oasis of the Seas in April and the Disney Magic in October.  There is still room for you to join us!  We also are looking to begin offering more to you in 2013.  From new promotions to new travel vendors, we plan to be able to offer an even more complete package for your travel needs.

We always encourage travel insurance, especially when traveling out of the country.  In the past we have offered insurance through the travel vendor or recommended checking online for alternative options, but in 2013 Travel On A Dream will start offering independent travel insurance for you as well.  We are excited to be able to offer this to you.

Happy New Year!

Juneau, Alaska

To Insure or Not To Insure

This should be a fairly easy question, but for so many people it is not.  My answer in general is yes, but sometimes it is a maybe.

According to Dictionary.com, to insure is “to guarantee against loss or harm”.  Life can be a craps shoot.  Because of this insurance companies came to be.  They are gambling that something won’t happen.  Life, home owners, health, auto, body parts, you name it, there is an insurance policy available for this.  You can take all the precautions you want but bad things can still happen and you just never know when it will.  For me, it seems to happen at the most inappropriate time!  So we buy insurance — at least for the important things or the required things.  I can’t skip insurance on my home as my mortgage company would not approve of that or my car because that would be violating the law in my state.  Health insurance isn’t required, but I certainly wouldn’t go without it.

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Travel Plan Changes – Are You Ready?

You are ready to book the vacation of a lifetime, or even this year’s family trip. You are about to confirm your reservations when your travel agent asks “would you like to include vacation protection or insurance?”. Those who know of potential issues or problems will say yes, but for many people, they will simply think of this as an unnecessary cost for their trip. After all, no one in the family is sick right now. And they certainly don’t plan to cancel. But is this the right decision?

This year alone we have seen so many things happen in the world – both man-made and natural, that could potentially affect your travel plans. From aircraft problems, fires and political unrest to earthquakes, tsunamis, hurricanes and snow, there are many things that can happen that are outside of your control or ability to predict.

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